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Digital Wallets & BNPL (Buy Now, Pay Later)

Division / Department: Payments & Digital Transactions – Digital Wallets & BNPL (Buy Now, Pay Later) 1. Department Overview The Digital Wallets & BNPL department designs and manages stored-value wallet systems and deferred payment products used in fintech platforms. This department enables seamless digital spending, short-term credit at checkout, and ongoing customer engagement while ensuring […]

BNPL & Micro-Financing

Division / Department: Lending & Credit – BNPL & Micro-Financing 1. Department Overview The BNPL & Micro-Financing department manages short-term, small-ticket credit products designed for frequent and everyday usage. This department enables fast credit access with controlled risk through digital onboarding, alternate data underwriting, and compliant recovery practices, while supporting financial inclusion and responsible lending. […]